Business Auto Insurance
Commercial auto insurance provides coverage for your business and business owned vehicles above and beyond that of a personal auto insurance policy. Like personal auto insurance, commercial auto insurance can provide coverage for liability, physical damage and medical payments. However, it can also include additional coverage such has hired and non-owned auto coverage, that would provide protection if an employee was to use their own car to run an errand for the company.
It is important for business owners to purchase commercial auto insurance because most personal auto insurance policies exclude coverage when a vehicle is being used for business purposes.